To Whom It May Concern:
I remember that December morning like it was yesterday.
Burrowed in my yacht’s cabin to escape frigid White Sea winds sweeping across the deck, I read a Wall Street Journal article which filled me with a rage I dare not revisit in detail. (Just ask my manservant Ramón, who suffered its brunt.) News broke that Bernie Madoff had duped some forty-eight hundred investors into fueling his elaborate, sixty-five billion dollar Ponzi scheme! How did I not think of that?!
&nbs